If you’re planning to study in Australia in 2025, the Australia Student Visa (Subclass 500) is your key to making that dream a reality. This visa allows international students to live, study, and work part-time in Australia for the duration of their course. Under the Subclass 500 visa, you can:
Every international student — regardless of their nationality — must apply for the Australia Student Visa if they wish to pursue higher education, vocational training, or even certain English language courses in Australia.
According to the Australian Government Department of Home Affairs, over 450,000 student visas were granted in 2024, highlighting Australia’s growing popularity as a global education hub.
At Genius Study Abroad, we guide students through every step — from choosing the right course to securing their Australia Student Visa smoothly and successfully.
Read More : Australia PR & Work Opportunities for International Students 2026
Australia Student Visa — Eligibility & Core Requirements

To successfully apply for an Australia Student Visa (Subclass 500), you must meet several key eligibility criteria.
These requirements ensure that applicants are genuine students and can fully participate in their chosen Australian course.
At Genius Study Abroad, we guide students through each of these steps to maximize their chances of visa approval.
Confirmation of Enrolment (CoE) — Proof of Course Registration
A Confirmation of Enrolment (CoE) is a mandatory document issued by a CRICOS-registered Australian institution that confirms you are officially enrolled in a course.
- Visa application: It is the primary evidence that you have a legitimate place in an approved course.
- Packaged courses: If you are enrolled in a pathway or combined program, multiple CoEs may be issued sequentially to reflect the package.
- MD111 priority: Certain applicants (e.g., high-demand courses in medicine or nursing) may receive priority processing; holding a valid CoE is essential to benefit from this.
Without a CoE, your Australia Student Visa application cannot proceed. At Genius Study Abroad, we help students secure the correct CoE and ensure all details match visa application requirements.
Genuine Student / Genuine Temporary Entrant (GTE) Requirement
The Genuine Temporary Entrant (GTE) criterion ensures that applicants genuinely intend to study in Australia and will return home after their course. Key points:
- Purpose: Prevent misuse of the student visa program and ensure applicants are not using it as a pathway for permanent migration.
- Evidence: Includes academic transcripts, career plans, financial statements, and personal statements explaining your study goals.
- Tips: Demonstrate ties to your home country (family, job prospects), explain your study choices clearly, and show that your chosen course aligns with your career aspirations.
A strong GTE statement significantly improves your chances of a successful Australia Student Visa application.
Genius Study Abroad assists students in crafting compelling GTE statements and presenting evidence that meets immigration requirements.
English Language & Academic Requirements
English proficiency is essential for most Australian courses. Commonly accepted tests include:
- IELTS Academic: Overall score 6.0–6.5 depending on the course.
- PTE Academic: Overall score 50–58.
- Other alternatives: TOEFL iBT, Cambridge English qualifications.
Academic prerequisites vary by course and institution, often including minimum grades or prerequisite subjects. For more guidance on test preparation and required scores, refer to IELTS IDP guide.
At Genius Study Abroad, we ensure students understand and meet both English language and academic requirements, strengthening their Australia Student Visa application from start to finish.
Read More : Cost of Studying in Australia 2026: Tuition Fees, Living & Budget Tips
Australia Student Visa — Documents Checklist
Applying for an Australia Student Visa (Subclass 500) requires careful preparation of all necessary documents. Having a complete set of documents improves your chances of approval and avoids unnecessary delays.
At Genius Study Abroad, we help students organize every document to meet official requirements.
Essential Documents for Your Australia Student Visa
- Confirmation of Enrolment (CoE) – Proof of course registration at a CRICOS-registered institution.
- Valid Passport – Minimum validity should cover the duration of your course.
- Academic Transcripts & Certificates – High school, undergraduate, or previous course records.
- English Language Test Results – IELTS, PTE, TOEFL, or other accepted tests.
- Genuine Temporary Entrant (GTE) Statement / Statement of Purpose – Evidence of your genuine intent to study in Australia.
- Proof of Funds – Bank statements, scholarship letters, or sponsor letters to demonstrate you can cover tuition and living costs.
- Overseas Student Health Cover (OSHC) – Mandatory health insurance for the duration of your stay.
- Health & Character Documents – Medical examination reports and police clearance certificates, if required.
- Sponsor Letter – Only if someone else is funding your studies.
Always cross-check your documents with the official Department of Home Affairs Student Visa Checklist to ensure completeness and avoid last-minute issues.
At Genius Study Abroad, we provide a downloadable Australia Student Visa checklist so you can track each requirement step by step and submit a strong, error-free application.
Read More : Australia Student Visa Rejection 2026: Common Reasons & How to Avoid
Australia Student Visa — Financial Capacity & Proof of Funds
Demonstrating sufficient financial capacity is a crucial part of applying for an Australia Student Visa (Subclass 500).
The Department of Home Affairs wants to ensure that international students can cover tuition, living expenses, travel, and dependents (if applicable) during their stay in Australia.
At Genius Study Abroad, we guide students on meeting these financial requirements accurately and efficiently.
How to Show Proof of Funds
You can provide evidence of financial capacity through
- Bank Statements:
- Must show sufficient funds for at least the last 3–6 months.
- Statements should be official and in English or translated.
- Loan Letters:
- Education loans from banks or financial institutions can be used.
- Include loan approval letters stating the amount and terms.
- Sponsor Affidavits:
- If a parent or guardian is funding your education, provide a signed affidavit confirming their support.
- Include proof of the sponsor’s income or savings.
- Scholarship Letters:
- Accepted if awarded by an Australian institution or recognized international organization.
Updated Financial Capacity Guidance (2025)
- For single students, the Australian government recommends showing access to at least AUD 21,041 per year for living expenses, excluding tuition.
- For families, add approximately:
- Partner: AUD 7,362 per year
- Each child: AUD 3,152 per year
- Tuition costs vary by course, so always include your CoE tuition fees in your total calculation.
Example:
- Single student:
- Tuition: AUD 30,000
- Living expenses: AUD 21,041
- Total funds required: AUD 51,041
- Student with spouse + one child:
- Tuition: AUD 30,000
- Living expenses: AUD 21,041 + 7,362 + 3,152 = AUD 31,555
- Total funds required: AUD 61,555
Showing funds above the minimum requirement can strengthen your GTE statement and improve visa approval chances.
Relation to National Minimum Wage
While there is no strict income requirement linked to Australia’s minimum wage, part-time work during study (up to 48 hours per fortnight) can supplement living costs.
Current national minimum wage (2025) is AUD 24.80 per hour, but visa officers expect students to show independent financial capacity without relying solely on work income.
At Genius Study Abroad, we assist students in preparing accurate financial documentation, calculate exact fund requirements based on their course and family situation, and provide guidance on acceptable forms of proof to strengthen the Australia Student Visa application.
Read More : Study in Australia 2026: Complete Guide for Indian Students
Australia Student Visa — Health & Character Requirements

Meeting health and character requirements is a mandatory part of applying for an Australia Student Visa (Subclass 500). These checks ensure that you do not pose a risk to public health or safety in Australia. At Genius Study Abroad, we guide students step by step so these requirements are completed accurately and on time.
Health Examinations
All applicants may be required to undergo a medical examination with an approved panel physician. Key points:
- Who needs it: Most applicants from outside Australia; children under 5 or those with minor health issues may have simplified requirements.
- Types of exams: General health check, chest X-ray (for tuberculosis), and sometimes additional tests depending on your country of residence or health history.
- Timeline: Schedule medical exams 2–6 weeks before submitting your visa application, as reports can take time to process.
- Official guidance: Department of Home Affairs – Health requirements
Police Clearance & Character Checks
Applicants must provide police clearance certificates from all countries where they have lived for 12 months or more in the past 10 years if they are 16 years or older.
- Purpose: Confirm no criminal record that could pose a risk to the Australian community.
- Timeline: Start early; obtaining certificates can take 2–8 weeks depending on the issuing country.
Biometrics
Most student visa applicants are required to provide biometric data (fingerprints and facial photographs) at a visa application center.
- When: Typically after submitting your visa application, as directed by the Department.
- Timeline: Biometric appointments may be booked 1–3 weeks in advance, depending on local availability.
- Official guidance: Biometrics for student visa applicants
Practical Tips from Genius Study Abroad
- Book medical exams and biometrics well in advance to avoid delays.
- Ensure police certificates are officially translated into English if necessary.
- Keep copies of all health and character documents for your records.
- Combining accurate documentation with a strong GTE statement strengthens your Australia Student Visa application.
At Genius Study Abroad, we provide a detailed timeline and checklist to help students complete health, character, and biometric requirements efficiently, making the visa process smoother and stress-free
Read More : Australia Student Visa 2026: Latest Rules, Processing Time & Updates
Australia Student Visa — Overseas Student Health Cover
As an international student in Australia, obtaining Overseas Student Health Cover (OSHC) is a mandatory requirement for your Student Visa (subclass 500).
This health insurance ensures you have access to essential medical and hospital services during your stay. At Genius Study Abroad, we assist students in understanding and fulfilling this requirement efficiently.
What Does OSHC Cover?
OSHC provides a basic level of health insurance for international students, covering:
- Doctor Visits (GP): Consultations with general practitioners.
- Hospital Treatments: Inpatient and outpatient care in public hospitals.
- Ambulance Services: Emergency transportation.
- Prescription Medicines: Some medications, subject to policy terms.
Please note, OSHC does not cover:
- Dental Care
- Optical Services
- Physiotherapy
For coverage of these services, you may consider purchasing Extras OSHC or additional private health insurance.
How to Purchase OSHC
You can obtain OSHC through any of the following registered Australian health insurers:
- ahm OSHC
- Allianz Care Australia (Peoplecare)
- BUPA Australia
- CBHS International Health
- Medibank Private
- NIB OSHC
You can compare plans and prices on their respective websites or through the portal.
Who Needs OSHC?
All international students applying for a Student Visa (subclass 500) are required to have OSHC. This includes students and their dependents (spouse and children under 18).
If you are from a country with a Reciprocal Health Care Agreement (RHCA) with Australia, you may be eligible for limited Medicare coverage however, OSHC is still recommended to cover additional health services.
Evidence to Attach to Your Application
When applying for your student visa, you must provide evidence of your OSHC coverage. This includes:
- Health Insurance Provider Name
- Policy Start and End Dates
- Policy Number
If your education provider has arranged OSHC for you, include the provider’s name and the policy dates the policy number is not required.
Tips from Genius Study Abroad
- Purchase OSHC Early: Ensure your policy covers the entire duration of your course.
- Keep Documentation Handy: Have your OSHC card and policy details accessible for medical appointments.
- Consider Additional Coverage: If you require dental, optical, or physiotherapy services, explore Extras OSHC or private health insurance options.
At Genius Study Abroad, we provide personalized assistance in selecting the appropriate OSHC plan and ensuring all necessary documentation is included in your visa application
Read More : Which course has the highest salary in abroad?
Australia Student Visa — How to Apply (Step-by-Step)
Applying for an Australia Student Visa (Subclass 500) may seem complex, but following a structured process can make it smooth and stress-free.
At Genius Study Abroad, we guide students through each step to ensure applications are complete, accurate, and timely.
Get Course Offer & CoE
- Receive an Offer Letter: After applying to a CRICOS-registered Australian institution, you’ll receive an offer letter confirming your admission.
- Obtain Confirmation of Enrolment (CoE): The CoE is mandatory for visa application. Ensure all personal details match your passport exactly.
- Tip: Store your CoE as a high-quality PDF; avoid scans that are blurry or incomplete.
Prepare Documents & GTE Statement (Sample)
- Documents Checklist: Passport, academic transcripts, English test results, financial proof, health insurance (OSHC), health/character documents, and sponsor letters if applicable.
- GTE Statement: Craft a compelling Genuine Temporary Entrant statement explaining your study intentions and career goals.
- Practical Tips:
- Name files clearly
- Ensure scans are legible, full-page, and in English.
- Translate documents via a NAATI-accredited translator if needed.
- Sample GTE Guidance: Include your course choice, ties to your home country, future career plans, and financial capacity.
Create ImmiAccount & Complete Online Application
- Create an ImmiAccount: This is the official portal to submit your Australia Student Visa application.
- Complete Application Form: Enter accurate personal, academic, and financial information.
- Link: ImmiAccount – Create and Apply
- Tip: Review each section carefully; errors can delay processing.
Pay Visa Fee & Submit Biometrics/Health Checks
- Visa Fee: As of 1 July 2025, the fee for Subclass 500 is AUD $2,000. Pay via the ImmiAccount portal.
- Biometrics: Submit fingerprints and photos at designated centers as instructed.
- Health Checks: Book panel physician appointments using your HAP ID before submission.
- Tip: Track payment receipts and appointment confirmations; upload clear PDFs to your application
Track Processing Times & Respond to CO Requests
- Processing Times: Check your expected visa processing duration via the official dashboard.
- Case Officer Requests: Respond promptly to any requests for additional information or documents to avoid delays.
- Tip: Keep all submitted files organized and named consistently to quickly locate documents when requested
Practical Tips from Genius Study Abroad
- Scan documents at 300 DPI or higher for clarity.
- Combine multi-page documents into a single PDF where possible.
- Always double-check name spelling, dates, and CoE details.
- Keep backup copies of all files in cloud storage for quick access.
Following this step-by-step approach with proper preparation significantly increases your chances of a smooth Australia Student Visa approval.
Genius Study Abroad supports students through every stage, from document preparation to submission and tracking.
Australia Student Visa — Processing Time, Fees & Priority Factors
Understanding the processing time, visa fees, and factors affecting priority is essential for a successful Australia Student Visa (Subclass 500) application. At Genius Study Abroad, we help students plan their applications efficiently to avoid delays.
Processing Time
- Median Processing Times: The Department of Home Affairs provides a dashboard for real-time updates. As of 2025:
- 75% of applications are processed in 13–34 days, depending on course type, applicant country, and completeness.
- Health or character requirements can extend this period.
- Factors Affecting Speed:
- Complete Documentation: Missing or unclear documents slow down processing.
- Health Examinations & Biometrics: Delays in booking panel physician appointments or biometrics can impact timing.
- Integrity Checks: GTE assessment, criminal record checks, and sponsor verification can add processing days.
- Peak Seasons: Applications submitted just before major semester intakes may experience longer wait times.
Submit all documents in high-quality, clearly named PDFs to avoid unnecessary follow-ups.
Visa Fee
- Effective July 1, 2025, the primary applicant fee for the Australia Student Visa increases to AUD 2,000.
- Additional Applicants: Adult dependents (18+) – AUD 1,225, and children – AUD 640 per child.
- Fees are non-refundable, even if the visa is refused.
- Source: Student Visa Fee Guidance
Priority Factors
- High-demand courses (MD111): Some medical, nursing, and specialized courses may receive priority processing if all requirements are complete.
- Early Application: Applying as soon as you receive your CoE, and completing all health and character checks, often results in faster approval.
- Quality of GTE Statement: A well-prepared Genuine Temporary Entrant statement reduces the likelihood of officer follow-ups.
At Genius Study Abroad, we help students calculate expected timelines, budget for the updated fees, and ensure all priority factors are addressed, making your Australia Student Visa application process smooth and efficient.
Australia Student Visa — Work Rights & Conditions While Studying

One of the benefits of the Australia Student Visa (Subclass 500) is the ability to work while studying. Understanding your work rights and conditions helps you plan part-time employment without violating visa rules. At Genius Study Abroad, we ensure students fully understand these regulations before they start working.
Work Hours Limits
- During Study Periods: You can work up to 48 hours per fortnight (14-day period) while your course is in session.
- During Scheduled Breaks: Work hours are unlimited when your institution is not in session, such as semester breaks or holidays.
- Exceptions: Some post-graduate research students may have different conditions, which will be specified in their visa grant letter.
Source: Department of Home Affairs – Work Rights for Student Visa Holders
Work Rights for Dependents
- Spouse/Partner: Can apply for a dependent visa alongside the student applicant. Work rights depend on the student’s course level:
- Higher Education: often unlimited work hours.
- Vocational Education (VET) courses: usually limited to 48 hours per fortnight.
- Children: Dependents under 18 generally cannot work under the visa.
Tax & ABN Basics for Casual Work
- Tax File Number (TFN): Required for lawful employment and tax reporting. Apply through the Australian Taxation Office.
- Pay As You Go (PAYG): Employers deduct tax automatically.
- ABN (Australian Business Number): Needed only if you operate as a contractor or run a small business. Most part-time casual jobs do not require an ABN.
Keep pay slips and tax records for lodgement; overworking or working illegally can affect your visa.
At Genius Study Abroad, we provide guidance on understanding work entitlements, applying for TFN, and maintaining compliance with visa rules, ensuring you can earn while studying without risking your Australia Student Visa.
Australia Student Visa — Family, Dependents & Student Guardian Visa Options
International students on an Australia Student Visa (Subclass 500) can bring family members under certain conditions, ensuring that students and their dependents can live comfortably in Australia. At Genius Study Abroad, we help students understand these options and meet all requirements for a smooth application process.
Bringing Partners and Children
- Who qualifies as a dependent:
- Spouse or de facto partner.
- Dependent children under 18 (or financially dependent adult children in some cases).
- Conditions for dependents:
- Dependents must be included in the student visa application or added later.
- Work rights for spouses depend on the student’s course type:
- Higher Education (Bachelor’s degree or above): often unlimited work hours.
- Vocational Education (VET) courses: usually 48 hours per fortnight.
- Children are generally not permitted to work and must attend school if of compulsory age.
- Financial capacity: You must demonstrate sufficient funds to cover living and tuition costs for yourself and any dependents.
Student Visa Subclass 500 – Dependents
Student Guardian Visa (Subclass 590)
- Purpose: Allows a parent or legal guardian to accompany a minor student (under 18) studying in Australia.
- Key Points:
- Guardian must be 21 years or older.
- Visa is valid for the same period as the minor student’s enrolment.
- Guardians cannot work or study full-time in Australia under this visa.
- Must show adequate funds for living costs, tuition (if applicable), and health insurance (OSHC).
Student Guardian Visa 590
Tips from Genius Study Abroad
- Plan early if you intend to bring dependents; separate documentation is needed for each family member.
- Include OSHC coverage for all dependents and guardians.
- Keep copies of birth/marriage certificates and translation if documents are not in English.
- For guardians, ensure clear explanation of their role in your GTE statement if required.
At Genius Study Abroad, we provide step-by-step guidance to include family members or apply for a Student Guardian Visa, ensuring compliance with all Australia Student Visa regulations.
Read More : Top 5 Study Abroad Consultants in Delhi
Australia Student Visa — Common Reasons for Refusal & How to Avoid Them
Even well-prepared applications for the Australia Student Visa (Subclass 500) can be refused if key requirements are not fully met. Understanding common pitfalls and proactive ways to avoid them helps increase your approval chances. At Genius Study Abroad, we guide students to strengthen their applications and minimize the risk of refusal.
Common Reasons for Refusal
- Insufficient Funds
- Not demonstrating adequate financial capacity for tuition, living expenses, and dependents.
- Example: Bank statements not covering the full duration of the course or unclear sponsor details.
- Weak Genuine Temporary Entrant (GTE) Statement
- A GTE statement that fails to clearly explain study intentions, career plans, and ties to the home country.
- Generic or incomplete statements can raise doubts about your genuine intent.
- Incomplete or Poor-Quality Documentation
- Missing CoE, OSHC, health or character documents.
- Low-quality scans, unclear translations, or mismatched personal details.
- Criminal History or Character Concerns
- Undisclosed criminal records or police clearance issues.
- Even minor offenses must be declared; failure to do so can result in refusal.
- Previous Visa or Immigration Issues
- Past visa cancellations, overstays, or visa refusals in Australia or other countries.
How to Avoid These Pitfalls
- Financial Evidence: Provide complete bank statements, loan letters, or sponsor affidavits. Include calculations for tuition and living costs, especially if dependents are accompanying.
- Strong GTE Statement:
- Clearly state why you chose your course and institution.
- Explain how the study aligns with your career goals
- Demonstrate strong ties to your home country (family, employment prospects).
- Document Quality:
- Name files clearly
- Scan at 300 DPI or higher.
- Translate all non-English documents using a certified translator.
- Health & Character Compliance:
- Complete medical exams and biometrics in advance.
- Provide police certificates for all countries you’ve lived in for 12+ months.
- Past Visa Issues: Provide a transparent explanation and supporting evidence to show compliance and good intentions.
Sample Rebuttal Approach
- If the refusal cites financial concerns, submit updated bank statements or sponsor letters demonstrating sufficient funds.
- If the GTE is questioned, provide a detailed personal statement linking your course to future career plans and home-country ties.
- Include supporting evidence such as previous work experience, academic awards, or letters of intent from employers to strengthen credibility.
At Genius Study Abroad, we review student applications thoroughly, identify potential red flags, and help craft strong GTE statements, financial documentation, and supporting evidence to reduce the risk of Australia Student Visa refusals.
Read More : Best Consultancy in India for Abroad Studies | Top Study Abroad Experts 2025
Conclusion
Applying for an Australia Student Visa (Subclass 500) requires careful planning, thorough documentation, and compliance with all visa conditions.
Ensure you have your CoE, GTE statement, OSHC, financial proof, and health/character documents ready before submission.
For a smoother process, consider seeking professional guidance from your university’s admission office or a registered migration agent.
At Genius Study Abroad, we assist students at every step—from document preparation to application submission—maximizing your chances of approval.
Contact No : 70 335 335 70
FAQs
1. What is the Australia Student Visa (Subclass 500)?
The Student Visa (Subclass 500) allows international students to study full-time at a CRICOS-registered Australian institution. It also permits limited work rights and travel within Australia during the visa period.
2. How much does the Australia Student Visa cost in 2025?
The primary applicant fee is AUD 2,000. Additional dependents pay AUD 1,225 for adults and AUD 640 for children under 18.
3. How long does it take to process the Australia Student Visa?
Median processing times range from 13 to 34 days, depending on the course, applicant country, and completeness of documents.
4. What documents do I need for an Australia Student Visa?
Key documents include: CoE, passport, academic transcripts, English test scores, GTE statement, proof of funds, OSHC, health/character documents, and sponsor letters if applicable.
5. What is the Genuine Student (GTE) requirement?
The GTE requirement ensures you genuinely intend to study in Australia temporarily. A strong GTE statement outlines your course choice, career goals, financial capacity, and ties to your home country.
